Gusto vs Workday

We put Gusto and Workday head to head across pricing, features, ratings and the type of team each one fits best.

Quick Answer

Gusto scores 4.6 / 5 and Workday scores 4.3 / 5 in our editorial rating. Gusto starts at $49/month + $6/person and Workday starts at Quote-based (enterprise, typically $100+/employee/year). See the feature comparison below for the full breakdown.

Winner

Gusto — 4.6 / 5

Gusto leads with an overall rating of 4.6 / 5.

Pricing Comparison

GustoWorkday
Starting Price$49/month + $6/personQuote-based (enterprise, typically $100+/employee/year)
Free TrialYesNo
Free PlanNoNo
Pricing ModelBase fee plus per-employee monthly subscriptionAnnual enterprise subscription (quote-based, per employee)

Gusto starts at $49/month + $6/person and Workday starts at Quote-based (enterprise, typically $100+/employee/year). Free trial: Gusto offers a trial; Workday does not offer a trial.

Feature Comparison

DimensionGustoWorkday
Overall Rating4.6 / 54.3 / 5
Starting Price$49/month + $6/personQuote-based (enterprise, typically $100+/employee/year)
Free TrialYesNo
Free PlanNoNo
DeploymentCloud / SaaSCloud / SaaS
Best ForUS small businesses, Companies wanting payroll plus benefits, First-time employers, Teams without an in-house accountantEnterprises with 1,000+ employees, Multinationals needing multi-country compliance, Organizations unifying HR and finance, Companies with complex compensation and planning
Key FeatureFull-service payroll with automatic federal, state and local tax filingCore HR with global compliance and audit trails
IntegrationsQuickBooks / Xero / BambooHR / Slack / Trello / ZoomSalesforce / Microsoft Azure / Okta / SAP / Slack / Tableau
Features Rating4.4 / 54.9 / 5
Ease of Use Rating4.9 / 53.4 / 5
Pricing Rating4.3 / 52.9 / 5
Integrations Rating4.5 / 54.6 / 5
Support Rating4.4 / 54.2 / 5
Value for Money Rating4.6 / 53.5 / 5

Where Each One Wins

Gusto Advantages

  • Full-service payroll with automatic tax filing in all 50 states
  • Integrated benefits brokerage with employee self-enrollment
  • The friendliest payroll interface for non-accountants
  • Strong accountant and bookkeeper partner program

Workday Advantages

  • Unmatched depth across HR, talent, payroll and finance
  • Strong multi-country compliance and audit controls
  • Powerful workforce planning and scenario modeling
  • Continuous updates with no disruptive version upgrades

How to Choose

Choose Gusto If…

  • US small businesses
  • Companies wanting payroll plus benefits
  • First-time employers
  • Teams without an in-house accountant

Choose Workday If…

  • Enterprises with 1,000+ employees
  • Multinationals needing multi-country compliance
  • Organizations unifying HR and finance
  • Companies with complex compensation and planning

Best For

Gusto

US small businesses, Companies wanting payroll plus benefits, First-time employers, Teams without an in-house accountant

Workday

Enterprises with 1,000+ employees, Multinationals needing multi-country compliance, Organizations unifying HR and finance, Companies with complex compensation and planning

Value for Money

Gusto scores 4.6 / 5 for value and Workday scores 3.5 / 5. See our full reviews of both tools for the complete value breakdown.

Final Verdict

Our verdict on Gusto: Gusto is the default payroll and HR platform for US small businesses, and for good reason. It removes the two things that terrify first-time employers: tax filings and benefits administration. The interface is genuinely pleasant, the automatic tax filing works across all 50 states, and the QuickBooks and Xero integrations keep the books clean. The limitations are clear. It is US-only, so international teams will outgrow it, and the per-person costs stack up once you add benefits, time tracking and higher tiers. Its HR features are also lighter than a dedicated HRIS like BambooHR. But if your priority is running payroll correctly with minimal fuss and giving employees real benefits, Gusto is very hard to beat. Our verdict on Workday: Workday is the right answer for a very specific buyer: a large, complex, often multinational organization that needs HR and finance on one data model and can fund a multi-month implementation. Its depth in workforce planning, compensation cycles, compliance and reporting is genuinely unmatched, and the platform scales to organizations where simpler tools break down completely. For everyone else, it is the wrong tool. Pricing is opaque and high, deployment is measured in quarters rather than weeks, and the administrative complexity demands dedicated staff or consultants. Small and mid-sized companies should look at BambooHR, Gusto or Rippling instead. But if you are running HR for thousands of employees across many countries, Workday is the benchmark enterprise suite.

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Frequently Asked Questions

How much does Gusto cost?
Gusto starts at $49 per month plus $6 per person per month for the Simple plan. The Plus plan is $80 per month plus $12 per person, and Premium uses custom pricing. Contractor-only plans start at $35 per month plus $6 per contractor.
Does Gusto handle tax filing?
Yes. Gusto automatically calculates, files and pays federal, state and local payroll taxes on your behalf, and files year-end W-2s and 1099s. This is included rather than charged per filing.
Is Gusto available outside the US?
No. Gusto payroll is US-only. It does offer Gusto Global for international contractors in some countries, but companies needing native payroll abroad should look at a global employer of record or a platform like Rippling.
Can Gusto manage health benefits?
Yes. Gusto acts as a benefits broker in many states, letting you offer and administer health, dental and vision plans with employee self-enrollment inside the platform.
Does Gusto integrate with accounting software?
Yes, with native two-way sync to QuickBooks Online and Xero, so payroll journal entries flow into your books automatically.
How much does Workday cost?
Workday is fully quote-based and priced per employee per year for enterprise deployments. Costs typically run well into six figures annually for large organizations, on top of implementation services.
Does Gusto or Workday offer a free trial?
Gusto offers a free trial. Workday does not offer a free trial. A free trial lets you test core features with your own data before committing to a paid plan.
Is there a free plan for Gusto or Workday?
Gusto does not offer a free plan. Workday does not offer a free plan. A free plan is useful for evaluating the interface and core workflows before upgrading.
Which is easier to use, Gusto or Workday?
Gusto scores 4.9 / 5 for ease of use and Workday scores 3.4 / 5. Gusto is the easier-to-learn option for most teams, though real onboarding time depends on your existing stack.
Who should choose Gusto over Workday?
Choose Gusto if your priority is US small businesses, Companies wanting payroll plus benefits, First-time employers, Teams without an in-house accountant. Choose Workday if you need Enterprises with 1,000+ employees, Multinationals needing multi-country compliance, Organizations unifying HR and finance, Companies with complex compensation and planning. Match the tool to your primary workflow rather than the feature list, because the right fit depends on which jobs your team runs every day.

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